Congratulations for preparing to purchase a property!  There are three main steps in the home buying process, and I will break each one down for you below.  

Buying a house is a very large financial transaction.  Before doing anything else, you should figure out how you will be paying for your new home.  The two main ways are cash or a mortgage (loan).  If you'll be paying cash,  your Realtor will need to get a copy of your proof of funds (can be a bank statement with sufficient funds, with account number and personal info blurred out).  If you will be obtaining a mortgage, see the information below. 


 

First, you'll want to call a mortgage lender.  You'll want a mortgage lender who has plenty of experience, great…

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